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If You Have a Child With Special Needs, Read This.
You love them. You want to protect them. But here’s the harsh truth:
Leaving money directly to a child with special needs can actually hurt them.
It can disqualify them from vital benefits like Medicaid or SSI.
And even if it doesn’t, managing a large sum of money can be overwhelming.
The solution? A Special Needs Trust.
It holds and manages assets for them so they keep their essential benefits while still having financial security. And the best way to fund it? A properly structured whole life insurance policy.
That way, when you’re gone:
The trust gets funded immediately.
A trustee manages it responsibly.
And your child’s needs—housing, therapy, daily care—continue to be met.
This isn’t just money. It’s peace of mind. It’s a guarantee that your child is cared for when you’re no longer here to do it yourself.
👉 Click below and learn how to set up a Special Needs Trust the right way.
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