How Do I Get My Certificate of Eligibility (COE)?

You can't get a VA loan without one critical document—your Certificate of Eligibility, or COE.

Your COE serves as official proof that you've earned VA loan benefits through your military service. This document is essential because no lender can process your VA loan application without it.

There are three straightforward ways to obtain your COE:

The fastest method is to apply online at VA.gov using your DS Logon credentials. Most veterans receive their COE instantly if their military records are already digitized in the VA's system. This online portal gives you immediate access to your benefits information.

Your second option is letting your qualified lender request it through the WebLGY system. Experienced VA lenders have direct access to this system and can pull your COE electronically during your loan application process. This streamlines everything and keeps your loan moving forward.

The third method is the traditional paper route, which involves mailing VA Form 26-1880, along with a copy of your DD-214, to the VA. While this works, it's the slowest option and can take weeks for processing.

Most veterans receive instant results through the online system; however, if your military records aren't digitized, processing may take several days or longer, regardless of the method used.

The key is getting your COE early in your home-buying journey. Don't wait until you're ready to make an offer on a house. Having your COE in hand demonstrates to sellers and real estate agents that you're a serious, prepared buyer with verified financing capability.

To learn more, go to: https://valoans.travisegan.com/post/get-a-va-certificate-of-eligibility-COE-for-a-va-mortgage

Follow for more Daily Orders VA intelligence, and if you need help obtaining your COE today, I'm here to guide you through whichever method works best for your situation. Remember, I'm here to help. Semper Fi.

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