Do Surviving Spouses Qualify for VA Loans?

If you've lost your spouse in military service or due to a service-connected cause, you may still have access to the VA loan benefits that your family earned through their service and sacrifice.

Eligible surviving spouses can utilize VA loans with both no down payment requirement and no funding fee. These benefits specifically recognize the ultimate sacrifice made by military families and ensure continued support for surviving family members.

You qualify for these benefits if your spouse died while serving in the military, passed away due to a service-connected disability, or was rated totally disabled by the VA before their passing.

The application process requires submitting VA Form 26-1817 to obtain your Certificate of Eligibility. This is a specialized form explicitly designed for surviving spouses and requests different documentation than the standard veteran application process.

It's crucial to work with a mortgage lender who has specific experience helping surviving spouses navigate this process. They understand the unique documentation requirements and the sensitivity of your situation and can provide the appropriate level of care and support throughout your home-buying journey.

These benefits represent more than just a loan program - they're a recognition of your family's service and sacrifice, ensuring that you continue to have access to the homeownership opportunities that your spouse's service earned for your family.

Follow for more Daily Orders content like this, and I'll personally help you navigate the application process with the honor, respect, and care that your family deserves. Remember, I'm here to help. Semper Fi.

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