Housing CRASH Coming Soon! Be Prepared NOW In 2025

Uncovering the Hidden Truth: Why Housing Prices Are Set to Drop Drastically

In this episode, I delve into the unseen forces driving down housing prices despite anticipated drops in mortgage rates. As a seasoned real estate broker with over 30 years of experience, I provide an unbiased analysis of skyrocketing homeownership costs, government interventions, and the artificial suppression of foreclosures. From insurance and property taxes to HOA fees and maintenance costs, I reveal alarming trends that are making homeownership more expensive than ever. Get ready for a data-driven examination of why the housing market is poised for a significant correction and how it may affect you. Don't forget to check the links in the description for all the data sources. Leave your thoughts in the comments below!

Here are the links mentioned in the video:
Rising Homeownership Costs Offset Lower Mortgage Rates
Mortgage Rates:
https://www.forbes.com/advisor/mortgages/mortgage-interest-rates-forecast/
https://money.usnews.com/loans/mortgages/mortgage-rate-forecast

Home Insurance:
https://www.zillow.com/research/insurance-premiums-incomes-35261/
https://news.va.gov/141933/a-veterans-guide-to-navigating-property-taxes-and-insurance-costs/
https://www.bls.gov/regions/mid-atlantic/data/producerpriceindexinsurance_us_table.htm
https://www.census.gov/library/stories/2025/06/property-insurance.html

Property Tax:
https://taxfoundation.org/research/state-tax/property-tax-relief/
https://nationalmortgageprofessional.com/news/property-taxes-surging-once-affordable-states
https://www.kiplinger.com/taxes/where-inflation-is-causing-property-taxes-to-increase-the-most
https://www.bankrate.com/real-estate/property-tax-by-state/
https://taxfoundation.org/research/all/state/property-tax-relief-reform-options/

HOA Fee's:
https://www.realtor.com/news/trends/hoa-fees-rising-homeowners-association/
https://www.axios.com/2025/02/15/homeowners-association-fees-hoa-dues
https://www.rubyhome.com/blog/hoa-stats/

Utilities:
https://www.solar.com/learn/how-much-have-electricity-prices-increased/
https://www.americanprogress.org/article/with-americans-facing-utility-bill-increases-this-year-the-one-big-beautiful-bill-act-threatens-to-drive-costs-even-higher/
https://www.bls.gov/cpi/factsheets/household-energy.htm
https://fred.stlouisfed.org/series/CUSR0000SEHF01
https://institute.bankofamerica.com/content/dam/economic-insights/cost-of-living.pdf

Home Maintenance:
https://www.forbes.com/sites/terriwilliams/2024/10/30/home-maintenance-costs-exceed-10000year-avoid-those-costly-repairs/
https://finance.yahoo.com/news/most-expensive-home-maintenance-costs-183212292.html?guccounter=1
https://todayshomeowner.com/general/guides/home-repair-survey/

Government Interventions Masking Foreclosures via Equity Tapping
Equity Growth:
https://www.homes.com/news/home-equity-and-appreciation-on-rise-across-the-us-federal-data-shows/1231312456/
https://themortgagepoint.com/2025/03/17/borrowers-gain-nearly-300b-in-home-equity-in-2024/

Evidence of Government Manipulation
https://resimpli.com/blog/foreclosure-statistics/
https://www.bankrate.com/mortgages/foreclosures-after-pandemic/
https://nationalmortgageprofessional.com/news/us-foreclosures-rise-q1-2025
https://www.bankrate.com/home-equity/homeowner-equity-data-and-statistics/
https://www.huduser.gov/portal/sites/default/files/pdf/NationalSummary_1Q25.pdf
https://www.va.gov/housing-assistance/home-loans/trouble-making-payments/
https://www.aei.org/research-products/testimony/va-loan-servicing-at-a-crossroads/
https://www.fhfa.gov/news/news-release/fhfa-releases-2nd-quarter-2024-foreclosure-prevention-and-refinance-report
https://www.congress.gov/113/chrg/CHRG-113hhrg80871/CHRG-113hhrg80871.pdf
https://www.jchs.harvard.edu/sites/default/files/hbtl-01_0.pdf
https://www.lseg.com/content/dam/data-analytics/en_us/documents/publications/has-the-us-housing-crisis-that-never-was.pdf