Tip for Cleaning Credit for a Mortgage

Most people think paying off collections is the key to fixing their credit—wrong. 🚫
The truth is, paying a collection without asking for deletion can leave your score stuck and still hurt your chances of buying a home.

At Gustan Cho Associates, we teach smarter ways to clean your credit so you can qualify for a mortgage. One key tip: always ask the collection company to delete the account once it’s paid. And tackle your most recent collections first—those drag your score down the most and can stop you from getting approved through automated underwriting.

If your credit isn’t perfect, don’t worry—we specialize in helping borrowers that other lenders turn away.

📞 Call Gustan Cho Associates now at 800-900-8569 and let’s get you on the path to homeownership.