Navigating Foreclosure

Dealing with foreclosure is a stressful and complex process. Having a clear understanding of the steps involved and the key contact information can help you navigate this difficult time.

A HUD-Approved Housing Counseling Agency: These are non-profit organizations
that offer free or very low-cost advice on housing issues.

Numbers to keep handy:
■ Toll-Free Housing Counseling Hotline: (800) 569-4287
■ Homeowners Hope Hotline: (888) 995-HOPE (4673)
■ TTY: (800) 877-8339 (for people with hearing or speech impairments)

Federal Agencies: If you have an FHA-insured loan, VA loan, or other
government-backed mortgage, there are specific resources available.

Numbers to keep handy:
■ FHA's National Servicing Center: (877) 622-8525
■ FHA Outreach Center: (800) CALL FHA (225-5342)