The Housing Gridlock Crisis → Who Wins When It Finally Breaks?

America’s housing market isn’t just broken—it’s frozen. In this deep dive, Timothy Alexander exposes how ultra-low mortgage rates and restrictive zoning laws have locked Boomers into their homes, cutting off starter homes for Millennials and Gen Z, and even suppressing family formation. From the collapse of inventory to the rise of “golden handcuffs” mortgages, we unpack the economic and social fallout of housing lock-in and explore who wins when rates normalize or downsizing finally accelerates. Packed with sharp analysis, real data, and policy lessons from cities like Minneapolis, Houston, and California, this video shows how America’s housing freeze became a national crisis—and what breaking it could mean for the future.