Agent Payments Protocol Explained: Will AP2 Free Us or Control Us?

What happens when AI starts spending your money?
The Agent Payments Protocol (AP2) is being hailed as the infrastructure for agentic commerce—where digital assistants can buy, negotiate, and transact on your behalf. But who sets the rules? And who truly holds the power?

In this episode of The Disruptive Technologies Podcast, Nikodemus explores:

What AP2 is, and how it works across the Sovereign Stack

The risks of financial automation without accountability

Why the backers of AP2—like Google, PayPal, Mastercard—raise red flags

How crypto, mandates, and open-source tools can reshape digital authority

This isn't just about payments. It's about who commands your financial autonomy in a world of machine-driven decisions. Will AP2 empower the individual—or reinforce centralized control?

🎧 Dive into the ideological struggle at the core of agentic commerce.

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💬 What do you think—can protocols like AP2 be trusted? Sound off in the comments.

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