Understanding Investment Fees: Are They Eating Your Returns?

Did you know your investments have a price tag on them? Many people don’t. In fact, surveys show that a huge percentage of investors either don’t realize they’re paying fees or don’t know how much they’re being charged. Even a seemingly small 1% fee can quietly eat away thousands of dollars from your long-term returns.

In this episode of the Financially Confident Christian, Ralph Estep Jr. explains why understanding investment fees is mission-critical to your financial health. He shares real-life client stories, simple math examples, and biblical wisdom on stewardship to show how you can uncover hidden costs, ask the right questions, and make smarter choices that keep more of your money growing for you—not for someone else. You’ll discover how to identify expense ratios, loads, commissions, and advisor fees, and how even a small shift to a lower-cost option can save you tens of thousands of dollars over time—all without changing your goals.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/understanding-investment/
https://financiallyconfidentchristian.com/investment-fees

Podcast Timestamps:
00:00 The hidden “price tag” on your investments
01:25 The Importance of Understanding Investment Fees
03:09 Expense Ratios and Their Impact on Returns
06:06 Long-Term Impact of Investment Fees
09:27 Practical Advice for Managing Investment Fees
10:00 Prayer
10:45 Action Step and Encouragement

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025