FACING FAMILY MONEY, BIG DEBT, AND THE RIGHT HOME: PRACTICAL ADVICE FROM THE RAMSEY SHOW

This episode of The Ramsey Show tackles real, hard financial problems families face. First, callers ask whether they can recover money a brother stole from their father’s estate. The hosts explain legal steps and the importance of documenting theft, then lay out practical options for pursuing recovery without letting emotions wreck the family or your finances. Next, the show answers when to ask a dating partner about debt: be direct early, protect your credit, and discuss plans before things get serious. The hosts also help a caller who inherited an old house on their land — weighing the costs of a remodel versus tearing it down. They walk through how to estimate repair costs, resale value, and whether rebuilding makes more sense long term. Another caller is buried under $400,000 in debt and feels crushed; the show offers a clear plan: stop adding debt, list every bill, create an emergency budget, consider professional negotiation or bankruptcy only as a last resort, and focus on steady steps toward financial breathing room. Finally, the hosts explain how to calculate how much house you can afford when moving to a new state — covering income ratios, local taxes, insurance, and realistic mortgage stress tests. Throughout, Ramsey’s team stresses responsibility, documented plans, and choosing options that protect your future.