Why I Pay 8% on My Life Insurance Loans Instead of 5% | Infinite Banking Explained

Most people think paying a higher interest rate on loans is a bad idea. But when it comes to life insurance policy loans, sometimes paying 8% instead of 5% can actually create greater long-term wealth.

In this video, I’ll break down:
✔️ Why I choose to pay 8% on my life insurance loans instead of 5%
✔️ How life insurance loan structures really work
✔️ The difference between direct recognition vs. non-direct recognition policies
✔️ Why loan interest rates can actually accelerate your wealth growth
✔️ How infinite banking strategies turn policy loans into powerful wealth-building tools

This isn’t about losing money — it’s about understanding how compound growth, dividends, and cash value leverage work together.

👉 If you’re curious about infinite banking or how to maximize cash value life insurance, this video will show you why sometimes a higher rate works in your favor.