Overfunded Whole Life Explained | Paid-Up Additions vs Base Premium Strategy

Want to know the real secret behind overfunded whole life insurance? It all comes down to the balance between paid-up additions (PUAs) vs. base premium. In this video, we break down how the right design can maximize your cash value growth, dividends, and long-term wealth.

Here’s what you’ll learn:
✔️ The difference between base premium and paid-up additions (PUAs)
✔️ How PUAs supercharge your cash value growth from day one
✔️ Why overfunded policies outperform traditional whole life insurance
✔️ Case studies showing how different designs impact wealth building
✔️ How to structure a policy for infinite banking and tax-free retirement income

This isn’t just about life insurance — it’s about using whole life as a powerful wealth-building tool. Whether you’re new to infinite banking or already own a policy, understanding PUAs vs base premium is essential.

👉 Watch until the end to learn how to design your policy for maximum cash value, flexibility, and financial freedom.