Bank Statement Loans

Tax returns don’t tell the whole story — and they don’t have to.

If you’re self-employed, write-offs and fluctuating income can make traditional mortgage approvals a headache. Endless paperwork. Confusing guidelines. Great borrowers getting told “no” because their tax returns don’t reflect their real cash flow.

You built your business with grit. But when it’s time to buy or refinance, the numbers on a return can hide your true income. Missed homes. Missed opportunities. More stress than it’s worth.

Bank Statement Loans with Gustan Cho Associates.
We use 12–24 months of your bank statements to document real income flow—not tax returns. Our team specializes in self-employed borrowers, entrepreneurs, gig workers, and 1099 earners who need a smarter path to home financing.

Ready to get started?
📞 Call Gustan Cho Associates: 800-900-8569
💬 Prefer texting or email? Reach out and we’ll walk you through your best options—step by step.