Inside the Mind of an Actuary: Why Mutual Life Insurance Wins

Ever wondered how insurance companies really work or why some are owned by shareholders while others are owned by you, the policyholder?

In this episode, we sit down with an actuary who breaks down how mutual life insurance companies operate, how actuaries predict and price risk, and why being part of a mutual insurer like Equitable Life of Canada means your policy can build real value for you, not for corporate shareholders.

From the math behind the risk to the human side of protecting families, this conversation dives deep into what makes life insurance a cornerstone of financial stability and long-term wealth creation.

Download our free guide “Cash Follows the Leader” to learn how infinite banking and mutual companies can work together for your family:
https://cashfollows.com

01:20 – Why Risk Matters & How It’s Priced
03:15 – The Truth About Life Insurance Companies
04:10 – Mutual Companies Explained Simply
05:30 – How Policyholders Become Owners
07:00 – Why This Model Builds Generational Wealth

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