TAKE CONTROL: STOP HANDOUTS, DUMP DEBT, AND SECURE YOUR FUTURE

In this empowering episode of The Ramsey Show, the hosts tackle real-life money challenges with practical, no-nonsense advice. They begin by addressing a listener who wants to stop their parents from constantly sending money—emphasizing the importance of independence and healthy financial boundaries. Next, they guide a recently laid-off worker on how to handle a 401(k), stressing the dangers of cashing out and the wisdom of rolling it into an IRA. Another caller asks if taking out a HELOC to help an aunt is wise—spoiler alert: debt isn’t the answer to generosity. The team also helps a listener strategize how to get out of debt with a limited income, proving that focused budgeting and persistence can turn any situation around. Finally, they confront a misconception about keeping a mortgage to “avoid fraud,” reminding listeners that debt never protects—it only limits.
This episode is packed with powerful insights for anyone ready to take charge, ditch debt, and live with purpose and peace.