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This 2012 British documentary directed by Michael Oswald investigates how 97 percent of the UK's money supply is generated as debt by private commercial banks through lending, rather than by public institutions. It features economists like Ben Dyson, Josh Ryan-Collins, Ann Pettifor, Simon Dixon, and Nick Dearden discussing fractional reserve banking, the Bank of England's limited role, and the consequences of debt-based money for inequality, instability, and economic cycles. Tracing shifts from the 1931 gold standard abandonment to the 2008 crisis, the 130-minute film uses animations, charts, and archival material to advocate transferring money creation to public control for greater stability and fairness.
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