The Risk of Not Insuring Your Kids | And Asset Show - Ep 13

In this episode of The And Asset Show, Dom, Austin Williams, and Justin Gartman break down one of the most overlooked and undersold life insurance strategies — policies for kids. They reveal why juvenile life insurance can be one of the smartest, most cost-effective ways to build guaranteed cash value early, lock in lifelong insurability, and give children a financial head start.
The conversation also tackles the emotional hesitation many parents feel, the difference between career and independent agents, and how guaranteed purchase options and riders can add flexibility and long-term value.

00:00 Introduction
03:52 Updates
08:38 What is John Hancock?
10:56 Who is Bobby Samuelson?
12:23 What is a Juvenile Case?
12:52 Why People Should Consider Getting A Juvenile Case?
15:05 Why Is It Just Not Being Sold?
18:13 Death Benefit on their Kids
26:54 Any Other Rider To Be Considered?
29:56 Any Other Riders That Would Be Good To Put On Right Away?
32:23 Does it Make Sense to Use a Different Product Besides Whole Life? (Whole Life, IUL, VUL)
40:08 What Are Your Thoughts on New York Life Insurance as a Company?
42:42 Can You Explain Term Riders In Simple Terms for Beginners?
45:52 Is It Better To Buy Term & Invest the Difference in a Brokerage Account?
47:33 Is It True? Every Time You Access Your Cash Value, There's a Hidden Fee?
48:54 If Someone puts $100k/Year, Do They Need a Life Insurance Policy at All?

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*This video is for entertainment purposes only and is not financial or legal advice.

Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.