DSCR Mortgage

Great credit and cash in the bank—but traditional lenders still say no because your verifiable income is light? That stalls a lot of real estate investors.

Tax write-offs, self-employment, or fluctuating income can make your debt-to-income look “too high” on paper—even when you cash-flow in real life. Missing deals because of paperwork (not potential) is frustrating and costly.

At Gustan Cho Associates, we offer DSCR (Debt Service Coverage Ratio) loans—a no-income-verification mortgage for investment properties. Instead of using your personal income, we qualify the loan primarily on property rent vs. mortgage payment.

Ready to Run the Numbers?
Call Gustan Cho Associates at 800-900-8569 and say “DSCR.” We’ll pre-qual you fast and map the best structure for your deal.