Why Can’t I Keep My Financial Resolutions?

Do you start the year with big financial goals or resolutions only to find your motivation fading by February? I’ve been there, crushing January and crashing by February, and I realized the problem isn’t my discipline, it’s the systems I have in place. Excitement can initiate change; however, it is the systems that sustain it. Without a plan that fits your daily life, even the best intentions can fade, leaving you frustrated and stuck.

In this episode of the Financially Confident Christian, I share how I help listeners turn intentions into lasting habits. I tell the story of a listener who cut back on eating out with a friend and saved over $240 a month just by tracking her progress and building accountability. I walk through how to create simple, focused systems, connect new habits to your existing rhythms, and celebrate small wins. I also dive into Proverbs 16:3, showing how committing your plans to God sets them on the right path, and give tips on finding an accountability partner and keeping your momentum, so your habits, not just your excitement, carry you through the year.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/cement-financial-resolutions/
financiallyconfidentchristian.com/keep-financial-resolutions

Podcast timestamps:
00:00 Introduction and Struggles with Resolutions
01:31 Listener's Success Story
02:35 Why Resolutions Fail and How to Make Better Plans
02:49 Simpler Sticks Longer
03:28 Habit Over Hype
04:41 The Power of Tracking and Accountability
06:28 Commit to the Lord
08:08 Action Item and Community Invitation
09:29 Closing Thoughts and Encouragement

Ready to master biblical money management? Join the Financially Confident Christian community for exclusive resources, practical guidance, and support from fellow believers on the same journey.
Join on Patreon: financiallyconfidentchristian.com/join

Newsletter for Daily Encouragement & Financial Tips! https://www.financiallyconfidentchristian.com/newsletter/

Financially Confident Christian Blog
https://www.financiallyconfidentchristian.com/blog/

Support the Show
https://www.financiallyconfidentchristian.com/p/support/

What is your question that you would like to ask Ralph? Send Your Question here: https://www.financiallyconfidentchristian.com/contact/

Join our email list and get a free copy of "Mastering Your Finances" at https://www.financiallyconfidentchristian.com/master

Schedule an Appointment with Saggio Management Group, Inc.
https://app.acuityscheduling.com/schedule/fabfb9f2/appointment/8258839/calendar/2141336?appointmentTypeIds[]=8258839

The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025