Why Do My Money Goals Never Stick?

In this episode of Financially Confident Christian, I answer a listener’s question about why money goals often fall apart. I explain how to turn vague financial dreams into clear, achievable plans using the SMART goal framework—Specific, Measurable, Achievable, Relevant, and Time-bound. Using a real-life example of saving $1,200 in a year, I show how small, consistent steps can lead to lasting success.

I also talk about how aligning your financial goals with your faith and purpose brings deeper meaning and motivation. The episode closes with a prayer for guidance and commitment, along with an invitation to set your own SMART goals for 2026. Last week, in Episode 343 “Why Do Big Bills Keep Blindsiding Me?”, we learned how to anticipate large expenses with faith and foresight. This week, we’re learning how to set goals that stick—and honor God in the process.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/transforming-dreams-goals/
financiallyconfidentchristian.com/goals-never-stick

Podcast timestamps:
00:00 Listener Question: Big Financial Dreams
00:43 Introduction to Financial Confidence
01:11 Transforming Financial Wishes into Wins
02:20 SMART Goals: Specific and Measurable
03:53 SMART Goals: Achievable and Relevant
06:26 SMART Goals: Time-Bound and Biblical Insights
07:33 Prayer and Action Steps
09:03 Join Our Community
09:37 Final Thoughts on Financial Clarity

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The Ask Ralph Media Podcast has been honored as the Best Christian Finance Podcast in the U.S. for 2025 by Best of Best Review. This prestigious award recognizes the show’s unwavering commitment to blending biblical wisdom with practical financial guidance, empowering listeners to make wise money decisions rooted in faith. Through its concise, impactful 10–12 minute episodes, the Ask Ralph Podcast has inspired and equipped audiences nationwide, standing out among countless voices in the finance and faith space.
https://bestofbestreview.com/awards/ask-ralph-media-inc-best-christian-finance-podcast-in-the-u-s-of-2025