CASH OUT REFINANCE FOR THE HOLIDAYS

Maxed-out credit cards? High-interest personal loans? Feeling buried in debt before the New Year even starts? The holidays are supposed to be joyful—not stressful every time you open your banking app.

If your minimum payments keep climbing and your interest rates are sky-high, it can feel like you’re stuck. Month after month, you pay and the balances barely move. Add gift shopping, travel, and holiday expenses on top of that, and it’s easy to feel like you’re drowning in debt with no way out.

That’s where a cash-out refinance might help. At Gustin Cho Associates, we can help qualified homeowners tap into their home equity to:
👉Pay off or consolidate high-interest credit cards
👉Lower overall monthly payments in many cases
👉Simplify multiple bills into one mortgage payment
👉Get a financial “reset” going into the New Year

We look at real-life situations—not just perfect credit. We can consider:
💥Credit scores down to 500
💥Homeowners in an active Chapter 13 bankruptcy (with trustee approval)
💥Recent mortgage lates, depending on your full profile

If you’ve been told “no” somewhere else, don’t assume you’re out of options.

📞 Call Gustan Cho Associates today at 800-900-8569
Let’s see if a holiday cash-out refinance can help you breathe easier and start the New Year on stronger financial footing.

Call now before holiday debt follows you into next year.