Thinking about buying a home in 2026? Here are your first steps

Thinking about buying a home in 2026? Here are your first steps:

1. Check your budget – Review your income, debts, and credit.
Talking with a loan officer early helps you understand exactly where you stand.

2. Get pre-approved – A lender letter shows what you can actually afford.
Most buyers either underestimate themselves or overestimate their limit.

3. Understand your upfront costs – Down payment, closing costs, appraisal, and inspection fees.

4. Start touring homes – Compare neighborhoods, amenities, commute time, and overall lifestyle fit.

5. Make a strong offer – Your agent will guide you based on market conditions and what works best for your goals.

6. Get an inspection + negotiate – Repairs, credits, and concessions can save you money.

7. Final walkthrough → Closing → Keys!
The last check before you officially become a homeowner.

Need a plan (unlike Glinda 😭)?
Let’s talk — I’ll guide you through every step.

#wickedforgood 🧙‍♀️💚💖 #nycrealestateagent #brooklynrealestate #nycrealestate #firsttimehomebuyer