The Truth About the 50-Year Mortgage: It Will DESTROY Housing Affordability

The government is pushing the 50-year mortgage as a “solution” to America’s housing crisis — but this new loan will destroy housing affordability even faster. A longer mortgage won’t make homes cheaper. It will spike demand, push prices higher, and keep the average American locked out of the market.

In this video, I break down exactly how the 50-year mortgage will impact homeowners, future buyers, and real estate investors. Current investors will win big from rapid appreciation and lower monthly payments through cash-out refinances. But future investors and first-time buyers? They’ll be priced out even further. The wealth gap will widen, ownership will get harder, and affordability will get worse — not better.

There’s only one way the 50-year mortgage even has a chance of working: ban investors from using it and reserve it for true owner-occupants who live in the property for at least five years. Without that restriction, this policy will fuel the exact problem it claims to fix.

Rumble doesn’t censor the truth — so let’s talk about what this mortgage really means for America.