SCRIPTURES AND WALL STREET - THE ROBOTS ARE COMING: MARKETS, BANKS & BITCOIN IN FREEFALL

In today’s episode of Scriptures & Wall Street, Carlos Cortez breaks down the economic chaos
unfolding all around us — from AI replacing American jobs to major banks embracing
tokenization, crypto lending, and digital assets faster than anyone expected. Carlos exposes
how volatility is now guaranteed, why immigration and the gig economy are starving Social
Security, and how Washington’s reckless spending continues to cripple the financial backbone of
America.
Carlos also dives deep into the real risks hiding inside 401(k)s and IRAs, the truth about account
ownership, how upcoming rule changes will impact retirement savers, and why green-money
solutions may become essential going into 2026. He even delivers a striking Bitcoin update —
confirming a drop he predicted in earlier episodes — and explains what this means for anyone
holding crypto. If you want clarity, conviction, and a practical roadmap for protecting your wealth,
this episode is packed with it.

In This Episode, You’ll Learn:
• How major U.S. banks flipped from anti-crypto to pro-crypto — and why it matters
• Why tokenization is coming faster than expected
• How AI, robotics, and automation will reshape the American workforce
• Why immigration is currently the only support beam for Social Security contributions
• The dangerous truth about 401(k) “ownership” and why participants lack control
• The hidden risks of mutual funds, target-date funds, and closed-architecture plans
• What upcoming rule changes could do to your IRA and 401(k) menus
• Why volatility is inevitable as we approach 2026
• The importance of having a principal-protected green-money bucket
• Why banks can legally use your deposits — and what FDIC insurance really means
• How teaser-rate CDs trap savers into low long-term yields
• The massive difference between simple and compound interest earnings
• Why fixed-index annuities offer contractual guarantees banks can’t provide
• The end of the 29% bonus and what the new Option 4 will look like
• How to double your money safely over 4–6 years using no-fee index strategies
• Bitcoin’s sharp drop into the mid-80s — and why Carlos expected it
• The realistic long-term projections for Bitcoin (including $200k–$1M scenarios)
• Why auto-buy accumulation beats speculation in crypto
• How green-money strategies allow you to withdraw income without touching principal

• Why 2026 will separate the prepared from the vulnerable

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The views and expressions used in Scriptures and Wallstreet are for educational &
entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser
this is not financial advice. Any information taken from the scriptures and Wallstreet is
strictly for educational and entertainment. If you would like to pursue a personalized
financial plan please contact Cortez Wealth Management and schedule an appointment
by going to cortezwm.com.