Capital Velocity - When to Convert Portfolio Loans

When should you switch to a rental portfolio loan? If you own (or plan to own) multiple rental properties and want to simplify financing, this video breaks down exactly when to make the move.

You’ll learn:

🏦 When to convert:
• During a refinance
• When buying multiple rentals at once
• When doing a multi-property cash-out refinance

📉 Why portfolio loans help:
• One payment instead of many
• Potentially better terms and rates
• Faster scaling and clearer planning
• Release clauses to sell individual properties without refinancing everything

🏠 Eligible property types:
1–4 unit homes, townhomes, condos (warrantable), and non-owner-occupied rentals.

📊 Borrower snapshot:
Minimum 600+ credit, solid financial profile, and properties that fit the guidelines.

If you're ready to streamline your rental business, consolidate your loans, and scale more efficiently, this might be your next big move.

👉 Apply today and see if a portfolio loan fits your strategy.