SCRIPTURES AND WALL STREET - CLEAN TOILET BOOM

In today’s episode of Scriptures & Wall Street, Carlos Cortez delivers a raw, unfiltered breakdown of what he calls the “Toilet Boom”—an economy that looks strong on the surface while everything underneath is falling apart. From AI pumping markets and masking recession signals to banks profiting off overdraft fees and consumers drowning in debt, Carlos explains why 2025 defied logic and why 2026 will demand discipline, preparation, and truth. He walks listeners through market performance, interest rates, precious metals, volatility, and why manipulated systems can still boom… until they don’t.
Carlos also challenges the mindset of victimhood and dependency, calling listeners to take responsibility for their finances, health, faith, and families. He breaks down red money vs. green money, explains how guaranteed principal protection works, and uses real-life examples—from lottery winners to retirement planning mistakes—to show why income strategy matters more than headlines. This episode blends market insight, biblical conviction, and practical stewardship into one of the most honest conversations of the year.

In This Episode, You’ll Learn:
• Why the economy feels broken even while markets keep rising
• What Carlos means by the “Toilet Boom” economy
• How AI is pumping stocks while fundamentals weaken
• Why banks profit from overdraft and NSF fees
• The dangers of relying on red money during volatile cycles
• Why precious metals can still be manipulated
• Carlos’ outlook on silver, gold, and the U.S. dollar
• How interest rates affect bonds, treasuries, and market rotations
• The difference between speculation and guaranteed growth
• Why green money strategies protect principal while allowing upside
• The hidden risks inside 401(k)s, IRAs, and leveraged ETFs
• Lessons from lottery winners and annuity decisions
• Why responsibility beats socialism and victimhood
• How discipline applies to faith, fitness, finances, and family
• Why 2026 will reward the prepared—and punish the complacent

📖 Scripture of the Day
“Consider it pure joy… whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance.” — James 1:2–3

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The views and expressions used in Scriptures and Wallstreet are for educational & entertainment purposes only. All though Carlos Cortez Jr. is a registered financial adviser this is not financial advice. Any information taken from the scriptures and Wallstreet is strictly for educational and entertainment. If you would like to pursue a personalized financial plan please contact Cortez Wealth Management and schedule an appointment by going to cortezwm.com.