FHA Home Loans

Still getting denied for an FHA loan because of credit issues, late payments, or a recent bankruptcy? You’re not alone — and most of the time, it’s not “FHA rules”… it’s lender overlays (extra restrictions banks add).

If you’ve been told “no” because your score is too low or you’re in Chapter 13, you may be walking away from a mortgage you can actually qualify for.

At Gustan Cho Associates, we specialize in FHA loans with no lender overlays. That means if it’s allowed in the FHA guidelines, we work to get it done — including:

👉FHA loans down to a 500 credit score
👉FHA loans for borrowers in an active Chapter 13
👉Flexible solutions for buyers with credit challenges who were denied elsewhere

✅ Ready to see if you qualify?
📞 Call Gustan Cho Associates now: 800-900-8569

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