Major SBA Rule Changes for Franchise Financing

Major SBA Rule Changes for Franchise Financing

If you're buying a franchise or you're a franchisor, SBA lending is changing drastically June 1st, 2025 — and if you're not prepared, you could get denied financing.

In this episode, Beau Eckstein breaks down the return of the SBA Franchise Directory, what it means for financing eligibility, how credit score thresholds are increasing, and how to navigate these shifts like a pro.

Whether you're a first-time franchisee or an experienced investor, this episode is a must-watch. Learn how to qualify your franchise, understand lender expectations, and avoid costly mistakes.

👉 Get SBA-qualified.
👉 Secure 90% financing.
👉 Know if your franchise is on the list.

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📌 Timestamps:
0:00 – Major SBA franchise rule changes
0:16 – Why franchisors & buyers must pay attention
0:22 – The franchise directory is coming back
0:36 – What is the SBA Franchise Directory?
0:53 – Eligibility criteria for SBA financing
1:17 – Franchise Directory reinstated under SOP 5010(8)
1:33 – What the new rule means for franchise funding
1:53 – How banks used to approve franchises (and what’s ending)
2:24 – Franchises MUST be listed to qualify for SBA loans
2:35 – How to get listed as a franchisor
2:50 – Buyers: Always check the directory before committing
3:05 – SBA financing requirements when buying a franchise
3:32 – New SBA credit score requirement: 165+
4:04 – Exceptions: Community Advantage lenders
4:13 – Why lender choice matters
4:21 – Finding the right SBA lender
4:46 – Book with Beau to structure your financing
4:56 – Help with franchise selection (startups & resales)
5:11 – Meet your business ownership coach
5:27 – Subscribe for weekly SBA & finance updates

💥 Thanks for watching 💥
#SBAFranchiseChanges #FranchiseFinancing #BusinessOwnership #FranchiseDirectory
#SBA504 #SBA7A #SmallBusinessFunding #BuyAFranchise

About Beau: Beau Eckstein is a franchise consultant, commercial mortgage advisor, and business ownership coach who helps entrepreneurs buy, build, and expand their businesses. He assists aspiring entrepreneurs in finding their ideal franchise or business opportunity. Beau's expertise as an investor and business owner allows him to guide clients through the entire process of acquiring, funding, and growing their ventures.

🎥 The video interviews we do on IFP will help you scale your real estate business and learn how to finance all your projects.

About the Channel: Want to structure your investments in the right and secure way?

Learn great insights and make the right decisions through the Investor Financing Podcast hosted by Beau Eckstein.