Honoring and remembering David F. Ferrugio, 46.

DAVID FRANCIS FERRUGIO, 46, of Middletown, N.J., was an honest, down-to-earth man who "had a heart of gold," said his wife, Rosanna. Ferrugio, a bond broker at Cantor Fitzgerald at the World Trade Center. "He loved sports, he loved people and he loved life," his wife said.

Memorial reading for David F. Ferrugio is taken from his profile courtesy of The Associated Press.

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