755creditscore

Credit repair is the process of addressing and correcting errors or inaccuracies on an individual's credit report. In Texas, credit repair companies are regulated by the state government, and they must follow specific laws and regulations when offering credit repair services.

Here are a few key things to know about credit repair in Texas:

Credit repair companies must be registered with the Texas Secretary of State and must comply with the Texas Credit Services Organization Act (CSOA)
Credit repair companies cannot charge upfront fees and can only collect payment once services are completed
Credit repair companies must provide customers with a written contract that outlines the services to be provided, the total cost, and a 3-day right to cancel
Credit repair companies cannot make false or misleading statements about their services or the results they can achieve
Credit repair companies must provide customers with a detailed description of their dispute process, including the credit bureau they will contact.
It's important to be cautious when working with credit repair companies, and to do proper research. It's also recommended that you should check your credit report yourself and make any necessary corrections, and if you are unable to do so, work with reputable credit repair companies that are registered with the state government.

Get your 3 Credit
Reports and Scores!
Experian, Equifax, and TransUnion Reports & Scores
Daily Credit Monitoring & Alerts
https://member.identityiq.com/help-you-to-save-money.aspx?offercode=431129R4