Immediate Annuity income pricing can vary widely. Shop That SPIA!

Shop That SPIA – Immediate Annuity pricing can vary widely.

Why trust just one source with a choice that will last a LIFETIME?

Since 1996 I have been wholesaling immediate annuities daily.

Options, payout timing, carrier quality and pricing can vary by 25%. Age, state of residence and other factors are used in pricing payments.

Thinking of a using SPIA's?

Are you aware of all the beneficiary and refund options? Cash refund, period certain and others are available.

Do you know what an exclusion ratio is? Non-qualified payments may also include a tax exclusion ratio since part of the payment is a return of premium.

Do you understand commutation? How it works? How long it is available? How expensive it is to use? Liquidity in an immediate annuity can be complicated and varies by carrier.

In need of guaranteed lifetime income? An immediate annuity should be one the list of products. Just make sure it is the right immediate annuity.

Get a SPIA quote. https://www.annuityexperts.com/spia-quotes.html

Immediate annuities are insurance products and guaranteed by the claims paying ability of the insurance carrier issuing the contract.

Feel free to reach out with any Immediate Annuity questions.
Jeff Affronti