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Personal Finance is not hard
Doing something a little different this time, a bit of how to save money this time instead of how to make money with trading. This has long been something I wanted to get talk about, but never had the time. These are a lot of ideas I have accumulated over the years to save money and grow wealth. It is not complicated and you do not need to pay anyone to learn these things!
Accompanying Blog Post: https://medium.com/speculate-freedom/personal-finance-is-not-hard-b83a12fd03c2
0:00 Statistics on Financial Illiteracy
1:15 Intro
1:24 Do not spend money on Gurus!
1:54 Some reputable people out there, like Dave Ramsey
2:10 Start an Emergency Fund!
2:50 High Yield Savings versus Credit Union
5:10 Budget with Mint.com
6:20 Debt Snowball
7:24 Cash Back Credit Cards
8:43 Cook more!
9:17 Eat Healthy to save on Medical Expenses!
10:00 Exercise to Save Huge Money!
10:21 Use a Health App
10:42 Don't buy Cheap Shoes!
11:17 Price Tracker Websites
12:07 Buy locally produced food!
13:07 Grow a garden!
13:37 Don't buy depreciating items
14:12 Public transit can have massive savings!
14:54 Do your own taxes!
13:38 DYI Home and Auto Repairs
17:00 Side Income
18:53 Don't Gamble!
My Amazon Book, “Sell Signals” is available here:
https://www.amazon.com/dp/B08X3T2DP4/...
Places you can follow me:
https://twitter.com/bigurbman
https://bigurb.medium.com/
https://www.youtube.com/channel/UCE3F...
https://www.tradingview.com/u/bigurb/...
https://amzn.to/3vmJi1F
https://www.twitch.tv/bigurbgaming
Affiliate Links to Support the Channel:
These are all services that either currently use, or have used and like:
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https://ibkr.com/referral/blake139
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Disclaimer
The advice provided on this channel is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Where quoted, past performance is not indicative of future performance.
I disclaim all and any guarantees, undertakings and warranties, expressed or implied, and shall not be liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or consequential loss or damage) arising out of or in connection with any use or reliance on the information or advice on this site. The user must accept sole responsibility associated with the use of the material on this channel, irrespective of the purpose for which such use or results are applied. The information on this channel is no substitute for financial advice.
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